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Partners

The new standard in real-time payments.

ZenPay has partnered with Zepto, a leader in Australian real-time, account-to-account payment infrastructure. Together we bring PayTo and PayID to Australian businesses, with instant account validation and real-time settlement.

ZenPay plus Zepto logos
ZenPay and Zepto, working together
About Zepto

Who is Zepto?

Zepto is a powerhouse in Australian fintech and a leader in real-time, account-to-account payment infrastructure. It provides the secure, API-led engine behind modern solutions like PayTo and PayID.

Zepto's technology lets ZenPay offer instant account validation and real-time settlement of funds, bypassing the delays of traditional banking.

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The partnership

Our partnership with Zepto.

By combining ZenPay's payment expertise with Zepto's real-time infrastructure, we have built a seamless ecosystem where payments move instantly and securely.

Our customers bypass traditional banking delays through automated reconciliation and industry-leading account-to-account technology.

PayTo

The PayTo advantage.

PayTo lets your customers authorise payments straight from their bank account, with settlement in real time.

PayTo

Real-time settlements

Immediate cash flow, with real-time account-to-account settlements that remove the delays of legacy banking.

Upfront verification

Automatic account validation reduces failed payments and bounces from insufficient funds.

Payer control

Customers can view and manage their payment agreements directly in their banking app, for better security.

PayTo on ZenPay

PayID

The PayID advantage.

PayID gives your customers a fast, simple way to pay from their own online banking, without sharing account numbers.

PayID

Speed

Payments made through PayID are typically sent in under a minute through Osko.

Secure

No need to hand over your BSB and account number, which fraudsters can use to set up direct debits.

Simple

Payments are made in simple, intuitive steps, inside the security of your customer's own online banking.

Industries

Our impact across every industry.

ZenPay's integration with Zepto brings instant verification and real-time settlement to the industries we serve.

Education

Streamlined school fee collection, with instant account verification and real-time settlement so vital funds are always available when needed.

Education payments

Travel

Travel agents can secure bookings instantly, with immediate cash flow and peace of mind for high-value transactions.

Travel payments

Veterinary

Immediate settlement for treatments, so staff can focus on patient care rather than admin or late payments.

Veterinary payments

Legal

Law firms can secure retainers and settle matter charges instantly, removing manual admin from complex legal billing cycles.

Legal payments

Gym and wellness

Automated membership billing with instant account verification, eliminating failed payments and keeping cash flow consistent.

Fitness payments

Industry associations

Process renewals, events and sponsorships instantly, with no manual admin and a seamless experience for members.

All industries
Talk to us

Ready to experience the future of payments?

Speak with our team to explore how ZenPay can optimise your business with PayTo solutions and start collecting funds instantly.

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