Direct debit payments, made simple.
Receive invoice payments on autopilot. ZenPay collects funds automatically on each payment date, so you never have to chase a payment again.
A proven way to get paid on schedule.
Direct debit lets you collect funds automatically on payment dates. It is a proven payment method that still powers everyday business, widely used across Australia for recurring and scheduled payments, and a dependable way to manage regular cash flow.
Modernised for how you work.
ZenPay modernises direct debit by combining it with intuitive tools, automation and reporting, so it works better for your business.
Why businesses choose direct debit.
Schedule payments
You are in charge of the payments, so you are paid the right amount, on time, every time.
Predictable cash flow
Collect payments automatically on a set schedule.
Streamlined reconciliation
Comprehensive electronic reporting makes reconciling customer payments much easier.
Flexible scheduling
Support weekly, fortnightly and monthly payment cycles.
Less payment chasing
Once set up, payments run automatically. No reminders required.
Less paperwork
Standardised templates for direct debit documentation keep confusion and mess to a minimum.
The right method for each payment.
ZenPay helps you decide when direct debit is the best fit and when PayTo may be a better option.
| Feature | Direct debit | PayTo |
|---|---|---|
| Setup | Authority-based | Bank-approved agreement |
| Payment speed | Scheduled | Near real-time |
| Customer control | Via the business | Via the customer's bank |
| Best for | Fixed recurring payments | Real-time payments |
| Ideal use | Long-term schedules | Modern payment flows |
- Direct debit remains a reliable option for scheduled payments.
- PayTo is available for real-time and variable payment flows.
Set up once. Get paid on schedule.
To set up automated, recurring payments, your customers only provide their payment details once, using a secure online form. Send them the payment link, or add the form to your website.
- Create a direct debit authoritySend your customer a secure payment link, or add the form to your website, so they can set up payments their way.
- Your customer authorisesThey enter their details once through your payment link and authorise payments from their nominated account.
- Payments flow automaticallyOn each payment date, funds are securely transferred straight into your linked business account.
Direct debit, reimagined for enterprise scale.
Contact us to discuss how ZenPay can support your direct debit needs.